Prepaid2Cash makes cashing out your gift and prepaid cards quick & easy. By using Prepaid2Cash, you’ll never have that problem. If you lose your card, you lose your money - period. Physical prepaid cards don’t have any loss or theft protection. Prepaid2Cash charges the lowest fees in the industry! Pay your bills, get out of debt, or save up for a much-needed vacation! We deposit your funds directly into your bank account, debit card, or Bitcoin wallet. Prepaid2Cash allows you to easily access your prepaid card’s funds.
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Most prepaid card owners never end up redeeming the full balance of their card. Prepaid cards are restrictive and full of fees. Receive: Cash will be in your account in as little as 15 minutes Transfer: Choose to securely transfer funds to your bank account, debit card, or Bitcoin walletģ. Scan: Use your camera to instantly scan your cardĢ. Prepaid2Cash supports Visa, American Express, Mastercard, Target, Nike, and hundreds of other brands.Īs seen on: Business Insider,, , and more!ġ. Deposit prepaid cards or gift cards in your bank account, debit card, or Bitcoin Wallet. “They’re vastly, overwhelmingly and completely inferior to giving somebody cash when you don’t know what to give them.” More Clark.Prepaid2Cash: Instantly turn your prepaid & gift cards into cash!Įnjoy spending the money on your gift cards wherever you want. “The marketing is so clever for the piece of trash Visa products, but they’re pieces of trash for a reason,” Clark said. If you report a credit card lost or stolen, no money typically comes out of your pocket. This is just one more reason Clark prefers credit over debit or gift cards. Visa gift cards can be replaced if they’re lost or stolen, but there may be a fee involved - sometimes $5 or more. On his show, Clark shared how he heard a story from someone who went to use a new Visa gift card, but the value had already been emptied. They can usually handle split transactions without a problem.įinally, thieves love gift cards. This estimated total price will be for an amount greater than the initial purchase, 20% or more, to allow for tips, incidentals or additional services and will reduce your available balance.ĬLARK TIP: If you have a gift card with just a few dollars left on it, spend it at the grocery store. When making a purchase at a merchant that provides certain services or accepts tips, a preauthorization hold may be placed on your card for the estimated total price of your transaction. You must always make sure you have enough money on the card to cover the purchase amount and the hold.Įxplanation of pre-authorization holds from the terms and conditions: Hotels and car rental companies also place preauthorization holds. If your bill is $50 before tip, your $50 gift card may be declined due to the preauthorization hold.
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Some of them authorize an additional temporary 20% gratuity charge to your bill, but the actual charge is the price of the meal plus any gratuity you add. Problem #2: Not Always Easy to UseĬlark’s second problem with Visa gift cards is that a lot of people say it’s difficult to use up the entire balance on the card, especially when there’s only $5 or $10 left.Īlthough the cards can be used at millions of retailers where Visa debit cards are accepted, both online and offline, there are times when purchases are declined.įor example, a member of Team Clark received a Visa gift card that was disabled at gas pumps and had to go inside the station to use it. Bank, also sell Visa gift cards to their customers. Visa gift cards are sold at major retailers like Walmart, Amazon and other stores with gift card displays - grocery stores, convenience stores, drug stores, etc. Some Visa gift cards have monthly maintenance fees after a year of inactivity, so you want to read the fine print to look for cards that say there are “no fees after purchase.” If you gave the recipient cash instead, you would save the $5 purchase fee. Visa gift card purchase fees vary by card, but the Target Visa Gift Card carries a $5 purchase fee for a $50 gift card, bringing the total to $55. Here’s why… Problem #1: Feesįirst, the cards aren’t cheap. 3 Big Problems With Visa Gift CardsĬlark doesn’t like retail gift cards either, but it’s these prepaid gift cards that are a real concern. When you’re looking to buy someone a gift but don’t know what to get, money expert Clark Howard wants you to be very skeptical about ever purchasing a Visa gift card.
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